Sunday, 20 November 2016

Free Home Repair And Improvement Grants For Disabled Single Mothers

Repair, Renovate and modernize your home with the home repair grants that offer financial assistance for your expenses.
Disabled mothers often require home repair work for eased living and better accessibility. At times the repair work might be an urgent need for their safe & secure living but for low income earning mothers the modification work can be a big financial worry.
Apply for home repair grants with the federal government, state offices, community agencies and nonprofits if you require modification, alteration or repair done. Forget your financial worries and start applying now.
Home Repair Grants for You
Urgent Repair Program: people with special needs can get help from the Urgent Repair Program for immediate repairs in their homes. Individuals with income below 50% of the area median income and people with special needs can avail critical repairs such as septic systems, rotten floors, heating systems or accessibility modifications. The funds are available from the local organizations and state governments.
Single-Family Rehabilitation Program: If an individual’s income is 80% of the area median income, they can avail assistance for major home repairs from the Single-Family Rehabilitation. The local organizations also supervise the repair work and provide funds for rehabilitation of homes. 
USDA: single mothers may receive home repair grants from the United States Department of Agriculture. Home repair grants like Mutual Self-Help Housing Program and Housing Preservation Grants offer financial aid for improving or repairing of roofs, ceiling, floors, stairs, heating systems, electrical wiring, removing health hazards etc.
single mother home repair grants
Nonprofits: home repair assistance programs can be availed from charities and non-profits like Community Action Agencies, The National Fuel Funds Network, NeighborWorks local organizations, Salvation Family Emergency Services, American Red Cross, Habitat for Humanity, National Low Income Housing Coalition, Rebuilding Together and others.
Weatherization: the home appliances require up-gradation from time to time for energy efficiency. The federal government initiated grants like the Weatherization Assistance Program, Low Income Home Energy Assistance Program (LIHEAP) Grant, Home Energy Assistance Program (HEAP) and LIHEAP Crisis Program. These grant programs offer services like wall and attic insulation, weather stripping, minor home repairs and energy-saving measures that reduce utility bills.
Single Family Housing Repair Program: it offers loans at low interest rates to very low income earners for home repairing and improvement work and to remove safety and health hazards. A maximum of $20,000 for the loan amount and $7,500 for grants are available. Applicants can also get a combined grant and loan amount of $27,500 for home modification work. The basic eligibility criteria to apply are:
Must be the homeowner and the occupant
Should not be able to get credit from anywhere
Applicants should have less than 50 percent of the area median income
Must be 62 years or older to get grants
There are many federal grants too like HUD, CBDG, FHA and USDA that offer home repair grants to disabled moms. Assistance is also available from State Housing Finance Agencies, Local Independent Living Center (ILC), local Aging and Disability Resource Center (ADRC).For further information visit Disability.gov site.

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