Thursday, 25 August 2016

First Time Home Purchasing Grants-Home Buyer Programs 2016

Purchasing a home can be a big financial burden, especially for those with monetary constraints. Those who need first time home purchasing grants may seek assistance from the federal government programs. These help to compensate a portion of the home purchasing expenses and also offer loans and subsidy programs.
First Time Home Purchasing Grants is available from Community Development Block Grants (CDBG), Emergency Shelter Grants (ESG), American Dream Downpayment Initiative (ADDI), Housing Opportunities for Persons with AIDS (HOPWA), etc. The first time home purchasing grant programs require people to attend house counseling class approved by HUD. Apply now for the grant programs.

First Time Home Purchasing Grants

Who Can Qualify for the First Time Home Owners Grant?
People who haven’t yet bought a home can definitely qualify for the first-time home buyer grant. However, there are programs that also consider applicants to be first time home buyers who have not purchased or owned a home in last three years which also includes portable or mobile homes.
The first time home buyer grants can be availed for varied reasons like:
For closing costs
For purchasing of existing homes
To purchase newly constructed homes
To renovate or repair homes
For debt consolidation that helps disadvantaged families overcome their financial crisis and prevent evictions and/or homelessness
For down payment or to compensate a percentage of the home purchasing price
Even homeownership loans given to first-time homebuyers have lower rates of interest and are lower than the traditional loans. All the grants given for home purchasing help buyers purchase townhomes, homes, and condos situated in rural areas, cities or suburbs.

Department of Housing and Urban Development
HUD is a federal assistance program that seeks to offer affordable housing grants and rental assistance to people for a shelter. For first time home buying, HUD offers professional counseling, budget planning assistance, help with the application process and the details of the grants that can be availed for quality rental homes. The funds for the home purchase are available from state funding.
Section 8 Housing Choice Voucher Program
Apply for the Section 8 Housing Choice Voucher Program if you are looking for a secured shelter for a quality living standard. The Housing Authority pays off a portion of the housing rent and the rest is paid by the applicant. You must contact the local Public Housing Agency for assistance.
HOME Investment Partnerships Program
HOME offers affordable housing through the state and local governments. Considered to be the largest Federal block grant, the program disburses approximately $2 billion for rental assistance. To qualify applicants must not have more than 60% of the HUD stated median family income that differs according to locations. Almost all the 50 states offer the HOME program.
Visit the HUD website for more information on home purchasing. Start applying now for the First Time Home Purchasing Grants to get a safe and secure shelter to live happily with your family.

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Sunday, 21 August 2016

Housing Grants and Schemes 2016-First Time Home Buyer Grants

A secured shelter is a primary need for all hence every year the federal government disburses grants and housing assistance programs for the low income earning people to help them get affordable homes.
Grants from the government are first allocated to states, counties, agencies and nonprofits that are later disbursed to eligible applicants based on their need and income level. In 2016, housing grants have been granted to states and counties by the federal government and HUD. Let’s have a look at them.
State Home Buying Assistance Programs: every state has been granted home buying assistance programs, mostly for first-time buyers. According to states, a first-time buyer is one who never owned a house or one who has not purchased a home in last three years. However, the first time buyer conditions remain inapplicable for eligible Veterans and those purchasing a home in a ‘target area’ as selected by a state.

Every state will have different number and type of home buying programs according to its area that will provide with down payment assistance, special police or programs for firefighters, mortgage credit, Veteran program, disabled homeowner program, home improvement, energy efficiency program etc.
Visit your state website for a detailed knowledge of the programs or consult a participating lender to apply.
Community Development Block Grant Entitlement Program: it offers grants to eligible counties and cities annually on a formula basis for the development of urban communities. The program, authorized under the 1974 Housing and Community Development Act Title 1, seeks to provide affordable and decent housing, revitalized neighborhoods, improved facilities, economic development, better services and a proper living environment to low income and moderate earning people. The following are the eligible grantees:
Main cities of metropolitan Statistical Areas (MSAs)
Metropolitan cities that have minimum population of 50,000
Eligible urban counties that have minimum population of 200,000
The CDBG funds are targeted for national objectives like eliminating slums, to benefit low/moderate income earning people, meet community development requirements, eliminating threats to the welfare of a community etc.
Housing Grants and Schemes 2016
New York HUD Grants: recently in June’16 HUD and the Department of Justice (DOJ) announced to award $9 million to survivors of domestic violence having HIV/AIDS. The main purpose is to help them get a secure shelter and prevent homelessness.
The HIV/AIDS Housing Office of HUD and DOJ’s Violence against Women Office collaborated to offer funding and assistance for housing and other support services to secure the future of the survivors. Victims of stalking, sexual abuse, dating violence and domestic violence having low-income earnings and living with AIDS can apply for the grant program.
New Housing Trust Fund: almost $174 million has been allocated to states by HUD through its new Housing Trust Fund for granting decent, affordable and secure housing for low and very income earning families that also include those who are homeless. Almost $3 million will be given to each state for housing facilities.
The Housing Trust Fund is a new housing production program initiated to function with state, federal and local government for offering affordable housing to the disadvantaged.
Start applying for the new 2016 housing grants and get a secured shelter for your family.

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Saturday, 20 August 2016

HUD Home Repair and First Time Home Buyer Grants Information 2016

U.S. Department of Housing and Urban Development (HUD) offers rental programs, benefits, and assistance to low-income families. Every year the federal agency disburses approximately $1 billion for the safe and secure living standards for families that are financially crunched. Some recent grant programs have been initiated by HUD that is offered based on the income level of the applicants.
Go through of the latest information on HUD grants and apply soon.

HUD Grants Information 2016

HUD Grants for Students
The Resident Opportunities and Self-Sufficiency (ROSS) Program, administered by HUD, announced in August 2016 to offer $2 million for low-income earning families and the students to help apply for post-secondary and college education. HUD recognizes the value of higher education in the 21st century and the vast job opportunities and stability that higher education can offer hence it offers monetary support to hundreds of students of age 15-20 to apply for free FAFSA.
Also termed as Project SOAR, it is all set to assist disadvantaged students residing in HUD households to attain their educational goals and become self-sufficient through the federal financial aid.
For Employment
Almost $75 million grant amount was awarded by HUD to low income earning families availing the Housing Choice Voucher Program and those residing in public housing. The grant, given on July 16th, aims to improve and advance the lives of disadvantaged people by boosting further education for better job opportunities and self-sufficiency.

The HUD grant program was funded through the Family Self-Sufficiency Program (FSS). The public housing agencies and the community colleges, businessmen, social service agencies and other local groups work together to assist monetarily crunched residents of public housing to progress.
Grants for Veterans
Yet another grant program was funded by HUD to prevent Veteran homelessness. Over $5 million was granted to almost 42 public housing agencies in the country that function to eradicate Veteran homelessness. Funding is done to offer permanent housing facilities with the basic amenities for Veterans through administer joint program between the two agencies-U.S. Department of Veteran Affairs and HUD.
Named as HUD-Veterans Affairs Supportive Housing Program (HUD-VASH), the program seeks to end homelessness through all essential services necessary for the execution of the work.
Grants for Improved Internet Services
A historic step has been taken by HUD to promote improved internet service for low-income families. HUD’s and Comcast’s ConnectHome plan took an initiative to end the digital divide and offer high-speed internet program to public housing and HUD residents through the Internet Essentials. People residing in Comcast service areas are now eligible to apply for internet services.
Applicants of Comcast pilot public housing and HUD homes like Multifamily programs, Public Housing, Housing Choice Voucher Program are given access to affordable internet services. The ConnectHome is an initiative from the government to offer low-cost broadband services to HUD-assisted homes. Connect Home offers the platform to provide technical training, broadband services, digital literacy and access to the high-speed net to students for better education.
There is more to the list---HUD grants for a safe living, more residential construction, HUD grants for emergency and security, grants for domestic violence survivors and those with HIV/AIDS etc. Apply for HUD grants today for a better and accomplished living.

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Sunday, 7 August 2016

Energy Grants For Home Improvement-Apply For Home Energy Grants

Buying and maintaining the energy efficiency of a house is important for the comfort and well-being of all. Weatherizing your home is very beneficial in reducing the energy bills and securing it from damages. Energy efficiency ensures all round repair work and safety checks by expert professionals but the services are quite expensive to afford.
Families living at poverty levels may seek home energy grants from federal government, state offices, nonprofits and utility companies. The U.S. Department of Energy (DOE) administers the Weatherization Assistance Program to offer improved energy efficiency to states, territories, and certain Indian tribes. Know your eligibility criteria and start applying for the home energy grants.
Energy Grants For Home Improvement
Your Eligibility Criteria
The Low Income Home Energy Assistance Program (LIHEAP) assists in home energy up-gradation. The grants, administered by the U.S. Department of Energy, are disbursed to nonprofit agencies and local governments for weatherization of homes and the work is executed making use of latest technologies and equipment for best results.
If your house also needs energy assistance service apply with the DOE today. The eligibility criteria are flexible and has enabled more than 20–30 million U.S. people to qualify for the services since the inception of DOE. Before you apply, determine your eligibility criteria:
Your income level is of prime importance. Each state affirms its individual income requirements following the DOE guidelines.
If you or any of your family are a recipient of any benefit programs like Aid to Families with Dependent Children, Supplemental Nutrition Assistance Program, Temporary Assistance for Needy Families or Supplemental Security Income then you automatically qualify for the weatherization assistance service.
Preference is given to people more than 60 years of age, families having one or more members with disability issues and families with children
For further information on the availability of WAP in your state get in touch with your Weatherization Assistance Program Technical Assistance Center (WAPTAC).
Home Energy Up-gradation Benefits
The DOE was established in 1976 and since its commencement, it has helped more than 7 million house owners to reduce their energy bills. The DOE does not directly offer services or handle the application process; contact the state weatherization agency in your state to apply for the program.
Let’s have a look at the essential benefits of home energy up-gradation and weatherization before you apply:
It is a highly cost-effective measure for all low-income families
The program assists in reducing the costs of heating and cooling energy for several years. In case of heating and cooling you get up to 10-15 years of saving and other services like insulation of walls and roof give you a guaranteed 30 years of savings or more
The WAP addresses several energy efficiency areas such as the complete building, electrical system, heating and cooling system and electricity consuming appliances
All round safety of the householders is insured through weatherization, especially for old buildings and houses.
Contact your state weatherization agency and apply today for your home energy grants.

Tags- energy assistance,home improvement grants for first time buyers,grants for single mothers,Obama home repair,window replacement grant,hud home improvement,money for roof repair.
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Thursday, 4 August 2016

List Of Home Repair Grants For Low Income Disabled Single Mothers

Home repairing is essential for the proper maintenance and upkeep of the home. However, for disabled people, home modification, remodeling, and repairing is a prime necessity for easy movement, comfortable stay and better accessibility. Home repairing mostly includes roof repairs, up-gradation of heating and cooling units for energy efficiency, new furnaces, removal of health hazards, repairs of septic tanks and structural defects and window replacements.
Home repairing costs are quite expensive enough to afford for disabled mothers struggling hard to make both ends meet. Grants are hence allocated by counties, state government, the federal government, nonprofits and local communities that financially compensates for the expenses incurred.
Apply soon for the home repairing grants and get a well-secured home to stay in.
List of Home Repair Grants for Disabled Mothers
Rebuilding Together: it’s a reputed nonprofit organization committed to offering home repair services to the needy. Low-income disabled moms can now avail free home modification, repair and rehabilitation services through Rebuilding Together. The nonprofit organization, since its inception, has spent $1.5 billion for home repair work.
Urgent Repair Program: homes requiring urgent repair work or remodeling can apply for the Urgent Repair Program funds. Families having income below 50% of the area median income are eligible for the grant program. The funds are allocated by the local organizations for critical repairs like septic systems, rotten floors, heating systems or accessibility modifications.

Single-Family Rehabilitation Program: the local organization provides funds through the Single-Family Rehabilitation for major home repairs. If an individual’s income is 80% of the area median income, they can avail assistance for home repair work. The local organization also contracts and supervises the repair work and provides funds for rehabilitation of homes.
Displacement Prevention Partnership: single mothers who are ill, injured, disabled or suffered a stroke are eligible to receive Displacement Prevention Partnership grants and assistance. The North Carolina Housing Finance Agency offers the required funds through regional offices for the required home repair and accessibility work.
home grants for disabled moms
Weatherization Assistance Program: often homes require up-gradation work for energy efficiency and to maintain the heating and cooling expenses. Disabled moms can apply for the WAP, administered by the US Department of Energy, that offers free services like wall and attic insulation, weather stripping, energy saving measures and upgrading homes with the latest technology that reduce energy bills.
Local Independent Living Center (ILC): disabled mothers can get important suggestions, proposals and support to make the required modifications and essential installments in the house for ease of movement. These may include ramp, removal of hazards, widening the doorway for better accessibility. It also supports for other essential housing and repair needs for independent living.
Other Federal Grants: many other home repair grants like HUD, CBDG, FHA, and USDA are also available from the federal government. Visit site for more information.
Contact your Local Aging and Disability Resource Center (ADRC) that can assist you with finding organizations and/or companies offering home modifications services. Start applying now for the grant programs and live securely in your home.

Tags- home repair grants,hud grants for home repair,for senior citizens,free roof repair for disabled,for home buyer,for home improvements,first time home buyer,window replacement grants.
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