Sunday, 31 July 2016

Housing Grants For Senior Citizens-First Time Home Buyer Grants

A secured home is a primary need for all but securing a shelter seems a distant dream for senior citizens having low-income levels or rather no income. Over tens of millions of senior citizens live below the poverty level, a number that is increasing every day. Limited budgets and low savings often pose hurdles and monetary constraints in purchasing a home or paying off rents.
The federal government, nonprofits, state agencies, the Department of Housing and Urban Development and counties offer multiple programs and housing grants for senior citizens, enabling comfortable and secure living. The funds are allocated to state, city or local agencies that are later disbursed to eligible candidates. Start applying now.
Housing Grants for Seniors
HUD Section 202 Supportive Housing for the Elderly Program
The Department of Housing and Urban Development offers rent subsidies for affordable rehabilitation, construction or acquisition of housing. Below income level elderly citizens can reside independently in a well-equipped ambiance that includes transportation, cleaning, cooking, security and safety.

In an effort to expand housing projects for the elderly, HUD offers interest-free capital to the nonprofit or private sponsors that are non-repayable.
Housing Choice Voucher, the key housing grant program of the federal government, offers financial aid to almost 2.1 million households for locating safe townhouses, single-family homes, and apartments. HUD offers the housing funds to public housing agencies (PHAs) for the administration process. The funds are initially approved for 3 years and later renewed. Some important points to remember before applying:
Very low-income families with at least one individual of 62 years can apply
Application must be submitted in Notice of Funding Availability (NOFA)
Applicants under the Notice of Funding Availability (NOFA) are only applicable
Private nonprofit associations and nonprofit consumer cooperatives need to fulfill the stated norms in the program and General Section to apply for the program
USDA Affordable Rural Housing
The United States Department of Agriculture (USDA) administers the Section 515 Multi-Family Housing (MFH) program that offers subsidies for more than 15,000 complexes. The apartments, built in all the 50 states in the rural sectors, range from studio apartments to four bedroom houses.
Housing Grants For Senior Citizens
Public Housing
Low-income senior citizens are offered decent and affordable housing through the Public Housing  program. 1.2 million households of varied sizes are awarded to senior citizens having below 80% of the median income. These rental houses are managed by HUD and administered by 3,300 local housing agencies (HAs). Applicants must be U.S. citizens, must be 62 years of age or above and should submit references certifying that they and their family will be good tenants and will be favorable for other tenants.
There are many other housing grants for senior citizens available through nonprofits like Mercy Housing, Habitat for Humanity, Salvation Army, Fannie Mae and others. You can also seek help from local organizations and churches for housing support. Start applying soon!

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Friday, 15 July 2016

VA Home Improvement And Repair Grants Available For Veterans

Veterans or servicemen who have sustained work-related injuries or are disabled often require home repairing services for better living facilities. Approximately 4.3 million Veterans have less than $20,000 combined income level hence affording the costs of home repairing and renovation can be financially challenging for them.
The federal government, private organizations, state agencies and nonprofits offer home repair grants for Veterans to cover up for the expenses, making the dwelling unit more accessible to reside.
Home Repair Grants that Veterans Can Apply for
The National Department of Veterans Affairs
Veterans who have once served the nation receive home repair grants. Three types of grant programs are available, facilitating home repairing, remodeling, modifications and restoration work.
Special Home Adaptation (SHA) Grant: the SHA grants offer up to $12,756 to Veterans and service members for modification and renovation of their houses. Veterans can adapt an existing house according to their needs and disability type with the grant amount. Remodeling may include work like removing all barriers for ease of mobility.
Specially Adapted Housing (SAH) Grant: retired Veterans and service members with work-related disabilities can seek for remodeling of the house. A grant amount worth$63,780 is given for construction of a home that is customized according to the needs of the Veterans like constructing wheelchair adaptive shelter. This facilitates in independent and hassle free living.

Home Improvements and Structural Alterations (HISA) Grant: the HISA grants funds for home repair or alteration work as per the requirement of the Veterans having a job-related disability. Veterans undergoing medical treatment are offered grants to restructure their house, change or alter lavatory or sanitary system as required or necessary for the continuation and effective result of the treatment. Grant amount worth $6,800 and $2,000 are offered to service associated Veterans and non-service associated Veterans respectively for home repair work. Eligible Veteran can avail either SAH or SHA grant with HISA.
home repair grants for Veterans
The State Government
State home repair grants offer up to $175 million every year for disabled Veterans. There are 20 different housing grant programs available that disburse funds for home repairing and renovation work for safe living conditions. The grants are awarded once in a fiscal year.
Rebuilding Together
It’s a national nonprofit organization that offers home repair and modification benefits to Veterans and servicemen and women. Neighbor volunteers come together for the mission and render services for the betterment of thousands of lives and community as a whole. The services are provided at no cost to Veterans, disabled, elderly and others.
Private Organizations
Many accredited private organizations offer financial support to assist Veterans for their service to the nation. The Admiral Roy F. Hoffmann Foundation offers grant money worth $8,000 to injured Veterans during their service period. HelpAmerica Foundation also offers home repair assistance.

If you’re a Veteran having home repair requirements then quickly apply for the free home repair grants and enjoy residing in a more accessible and secured home.

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