Saturday, 25 June 2016

Find Free Grants Money to Pay Housing Bills-Low Income Assistance

A well-secured home is a prime necessity for all but millions of Americans living at poverty level are denied access to their needs. Financially constrained families struggle to pay their rents, mortgages, down payments and loan interests that sometimes lead to evictions and homelessness. Purchasing a decent home also seems a distant dream.
Well, no more worries! Your housing needs can now be accomplished through grants from the federal government and financial assistance from nonprofits, state agencies and community agencies. Get your free money to pay housing bills and live securely with your family. Let’s have a look at the home assistance programs.
Federal Housing Grants
Well, housing grants from the federal government are the most reliable ones. All you need to do is visit the site and apply for your grants following the given procedures. You may apply for the following grants:
U.S. Department of Housing and Urban Development (HUD)
Every year HUD disburses approximately $1 billion to help low-income families pay off their housing bills, rents, and mortgage amounts, preventing foreclosures and evictions. Programs like Section 8 Housing Choice Voucher Program, Rapid-Re-Housing Program, HOME Investment Partnerships Program, Subsidized Housing, Rental Voucher Program and Public Housing Family Self-Sufficiency Program have financially supported millions of deprived families over the years.

Other Federal Housing Grants: you may also apply for Transitional Housing Assistance Program, Community Development Block Grant Program and US Department of Agriculture rent assistance program to pay your housing bills.
Nonprofit Organizations
Fannie Mae
The nonprofit organization offers varied resources and housing programs to help financially challenged families. Disadvantaged families are offered foreclosure properties that are low priced, homes that have reasonably priced down payments or mortgage terms that are completely flexible as per the affordability of the applicants. Mortgage help network, special military programs, reverse mortgages and hardest hit funds are some of the resources that can assist you. You can also seek assistance from Fannie Mae housing counselors. The organization also provides disaster relief funds. 
free money to pay housing bills
American Red Cross
It’s a humanitarian organization that provides disaster relief and emergency assistance to economically deprived families. Evicted and homeless people are provided with emergency housing. Moreover, if you have been a victim of natural disaster contact the American Red Cross for immediate help.
Salvation Army
This nonprofit organization offers housing and mortgage payment assistance to low-income families. Other programs like emergency shelter, rental fund assistance, transitional housing and house maintenance program have also been formulated for long-term assistance.
Habitat for Humanity
The organization has their volunteer group that builds decent homes for low-income families within the affordable range. Depending on the income level and availability of funds, the families later pay a mortgage amount to the group.
You may also get financial support from state agencies, Catholic churches and other nonprofits like CoAbode, Mercy Housing, National Coalition for the Homeless (NHC), Saint Vincent de Paul, YMCA etc. Apply today for your free money to pay housing bills and live securely with your family.

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Friday, 24 June 2016

Get Your Roof Repaired By The Roof Replacement Grants-Free Money

Does your home require roof replacement or repair? Well, don’t wait then; home renovation, repair, and modernization are essential for the safety of the residents. A well-maintained roof protects and shields your family against bad weather like snowfall or rain and gives a decent look to your house. Moreover, a cracked or damaged roof can be hazardous for your family.
If your income levels are insufficient for the expenses then apply for the free roof replacement grants from the federal government, state agencies, and nonprofits for financial assistance. Read through the varied grant programs.
Free Roof Replacement Grants
Roof Replacement Programs
The Housing Preservation Grant
HPG is a federal program that gives grants to sponsoring organizations for renovation, rehabilitation, and repair of homes for low and very low income earning families. The sponsors are state agencies, government entities, nonprofit organizations and Native American Tribes. If you need roof replacement you need to meet few eligibility criteria:
Applicants must be low or very low homeowners, cooperative members or landlords
A low-income earner must have earnings between 50-80 percent of the area median income
A very low-income earner must have earnings below 50 percent of AMI
Single Family Residential Rehabilitation Program (SFRRP)
SFRRP provides home repair grants for minor house repair work, roof renovation, removing safety hazards, removing any objects of physical threats and making the home more accessible for physically disabled. It also checks for any building code violations.
SFRRP sponsors two programs:
Roof Repair Program: senior citizens are given up to $15,000 for repairing or replacing the roof. It also includes gutter and exterior roofing work.
Handicapped Accessibility Improvement Program (HAIP): people with special needs are given grant amount up to $30,000 for remodeling of the house. It facilitates in better accessibility and eliminating of barriers or other hazardous objects.
Weatherization Assistance Program
The WAP offers home repairing/improving grants to low-income families for renovating and repairing homes. Administered by the Department of Energy, it disburses grants worth $5 billion to territories, states and local governments to support underprivileged families. You may apply for WAP for home up-gradation, improving energy efficiency, update home appliances, repairing of roofs and restoring of homes for better living standards.
Remember the following points before you apply:
Applicants should be below the poverty level
Priority is given to senior citizens, families with disabled members or children
If you are a receiver of Aid to Families with Dependent Children or Supplemental Insurance Income then you automatically qualify for WAP
Free home repair grants money
Single Family Housing Repair Grants and Loans
Low to very low-income homeowners are entitled to receive Single Family Housing Repair Grants and Loans for home repair and modification work. Sponsored by the United States Department of Agriculture (USDA), the program offers monetary support for home repair, modernization or improvement work that includes roof repairing services and removing safety hazards. Families that cannot attain credit elsewhere are given assistance.
The eligibility criteria to apply for the loans/grants are:
Income level should be less than 50% of the median income
Must be the homeowner
Be 62 years of age or above
Apply for the free roof replacement grants and avail services free of cost.

Tags- roof replacement,Free home repair grants,home improvement, low income housing grants,for home buying, money to roof repair, Weatherization Assistance, home buyer grants,hud home repair.
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Sunday, 19 June 2016

Home Repair And Improvement Assistance Grant Programs For Disabled

Occasional home repairing services are essential for the upkeep of homes but it incurs huge expenses. Elderly and disabled people often require home modification services for better home accessibility, removal of health hazards and secure living conditions. However, the modification services can be unaffordable for low-income earners.
The federal government, nonprofits, state agencies and local agencies offer home repair grants for disabled to financially support renovation work and provide safe shelters. Start applying for the grant programs.
home improvement grants weatherization
Weatherization Assistance Program: home up-gradation is very much essential for energy efficiency and reduced energy bills. The expenses are however quite high hence, weatherization grants have been initiated for families with insufficient earnings. WAP provides free services like weather stripping, home up-gradation, improving heating and cooling systems, wall and attic insulation, energy saving techniques using the latest technology, upgrading home appliances. The US Department of Energy funds the program. You may also apply for other programs like Low Income Home Energy Assistance Program (LIHEAP) Grant, LIHEAP Crisis Program and Home Energy Assistance Program (HEAP).
Rebuilding Together: it’s a nonprofit organization committed to render home repair services to low-income families, senior citizens, disabled and veterans. Offering more than 25 years of service, RT has spent almost $1.5 billion to provide home repair services to over 100,000 homes. Disabled people may seek for repair, home modification and rehabilitation services for better living conditions.
Habitat for Humanity: the nonprofit organization financially assists in developing affordable homes, providing shelter to low income earning families and offering home renovation services for decent living conditions. Disabled people in need of home repair services may see help from programs like ‘Habitat for Humanity Critical Home Repair’ and ‘a Brush with Kindness’. The former program provides urgent home repair services like weatherization, floor and electric mending, plumbing, structural repairs, roof repair, landscaping, mending broken windows, renovation for health and safety, removing health hazards etc. The later program offers exterior home repair, painting, weather stripping, and landscaping services.
Housing Agencies: look up the internet for state housing agencies that provide information on home repair grants for the disabled. Enter your state’s name to know the nearest agency available. The counselors may provide help for home repairing and guide you with the process.
home repair grants for disabled
Independent Living Center: contact your local ILC for home repairing suggestions, proposals, and support. Disabled people can get home modification services like hazard removal, making a wheelchair ramp, widening the doorway etc. the ILC is present in almost every state, so why wait? Contact today and look for help.
Read -
You still have more options--CBDG, HUD, USDA, FHA, and state & local governments also offer federal home repair grants for disabled. You may also contact nonprofits like NeighborWorks, The National Fuel Funds Network, Salvation Family Emergency Services, National Low Income Housing Coalition and Community Action Agencies. Other home repair programs like Urgent Repair Program, Single-Family Rehabilitation Loan Pool (SFRLP) and Single-Family Rehabilitation (SFR) Program are also available. Start applying for the home repair grants today.

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Saturday, 4 June 2016

Free Home Repair Grants-Grants Assistance For Repairing and Improving Home

The need for a home is important and its maintenance and upkeep is essential for secure living. But home repair or remodeling services are too expensive to afford for families with low-income levels and meager savings.
Home repair grants are disbursed every year by the federal government, state and local authorities, nonprofits and community agencies. Get your houses upgraded, weatherized, renovated and secured against any damages without worrying for funds. Apply for your home repair grants now!
Federal Grants
U.S. Department of Housing and Urban Development
HUD offers an exhaustive list of grants enabling low-income families to remodel and renovate their homes. Funds are allotted to states, local governments, nonprofits and counties to be later granted to eligible applicants. Eligibility criteria are determined by the income level.
HUD home repair grants include--Neighborhood and Small Cities Stabilization Program, Disaster Recovery Assistance, Community Block Development Grants and Section 108 Loan Guarantee Program.

The United States Department of Agriculture
Low-income families with limited funds can apply for grant programs by USDA. Mutual Self-Help Housing Program funds for repairing of floors, ceiling, electrical wiring, stairs, waste disposal systems, roofs, heating systems, removing health hazards and also financially supports administrative costs, material, and labor. Another grant program, Housing Preservation Grants, finances for construction work where applicants group together for minimum 40 hours a week for building homes.
Weatherization Assistance
Grants like Low Income Home Energy Assistance Program (LIHEAP) Grant, Weatherization Assistance Program, LIHEAP Crisis Program and Home Energy Assistance Program (HEAP) are available for energy efficiency and up-gradation. These grants fund for weather stripping, wall and attic insulation, minor home repairs, up-gradation work, energy saving measures, offsetting cooling & heating costs and compensate for due bills. Financial assistance is available for insufficient heating oil, fuel shortage, heating source blockage and leaking lines.
Low Income Home Energy Assistance
State Grants
Every state disburses home repair grants, emergency cash grants for bill payments, energy saving programs and electricity bill reduction. Contact your state office to restrict utility companies from disconnecting services if your bills are due. For home improvement, you may contact community agencies, local governments, housing finance departments, accredited organizations and regional councils.
Nonprofit organizations like The National Fuel Funds Network, Salvation Family Emergency Services, NeighborWorks, National Low Income Housing Coalition, Habitat for Humanity and Rebuilding Together offer monetary aid to low-income families for better living facilities. Volunteer groups, community action agencies, and churches also render support.
Utility companies have different payment plans, energy assistance programs, energy audits, weatherization programs, up-gradation services, reduced home energy rate plans that can cover up the home repair expenses. HUD loan programs like Title 1 loan, 203(k) rehab loan and Streamlined 203(k) can assist people with good credit history. Select the best home repair grant program and start applying for safe, secure and healthy living conditions.

Tags- fha home improvement grants,low income families for home repair, home repair grants for single mothers, home upgrade, hud grants for home repair, low income for home repair.
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Friday, 3 June 2016

Window Replacement Grants-Free Grants and Support For Home Improvement

Every house requires well-equipped windows for increased energy efficiency and comfortable dwelling experience. Windows can save a minimum of 10-20 percent of heating costs and needs to be replaced if it’s broken or does not serve the purpose. Conduction of air through panes, infiltrating cold air through the window edges and chilly windowpanes curtail the heat so it needs to be replaced. 
Paying for the window replacement expenses can be unaffordable for many low-income families having the dearth of funds. To assist them grants are disbursed by the federal government, nonprofits, state governments and local agencies. Applicants can now apply for window replacement types like inert gas-filled windows, double- and triple-pane windows and coated windows.
Government Assistance Programs
Weatherization Assistance Program
The WAP offers window replacement and home up gradation grants for energy efficiency. Low income earning families struggling to replace their windows can receive financial assistance through WAP, a federal program sponsored by the U.S. Department of Energy (DOE). Grants are distributed to state governments, community agencies, local governments and nonprofits and later given to eligible applicants for window replacement and home weatherization. Contact the state weatherization agency for funds to replace windows.

Energy Star Incentive Program
The federal government gives tax credits to homeowners who replace their doors, skylight or windows with those that are Energy Start qualified. The U.S. Environmental Protection Agency and the U.S. Department of Energy (DOE) together have initiated a program-Energy Star under which homeowners may avail up to $1,500 in tax credits. The initiative promotes more energy efficient homes by providing incentives in the form of tax savings for the homeowners who replace windows either through a contractor or DIY.
grant support for window replacement
Image Source - Flickr
Self-Help Homeownership Opportunity Program
The Department of Housing and Urban Development sponsors the SHOP, granting amount worth $15,000. Monetarily deprived families who are engaged in constructing their own homes are eligible for the program to replace their windows. The grant amount is awarded to national and regional nonprofits engaged in house building work for low-income families and later granted to eligible applicants.
High Energy Cost Grant Program
Administered by the U.S. Department of Agriculture, the High Energy Cost Grant Program encourages renewable energy development work and energy efficiency services in rural sectors. Grants are disbursed to residential units, local and state government, community agencies and nonprofits. Elected applicants need to demonstrate the utility of the grant program for the community. Contact the state or local government for window replacement.
State Grants
Almost every state offers grants for home energy efficiency and home repair work like window replacement. Funding opportunities and free services are also available from local utility companies. Assistance programs like subsidized rates for replacing of windows, discounts, rebates for installing energy efficient windows are available from utility companies.
You may seek assistance from nonprofits like Salvation Family Emergency Services, Habitat for Humanity, Community Action Agencies or look for forgivable home repair loans in your state. If your home was damaged due to natural disaster, contact the Federal Emergency Management Agency for grants. Apply soon for your window replacement grants for comfy and safe dwelling experience.

Tags- low-income window replacement,grants for window replacement,low-income families,roof replacement grants,free home repair grants,HUD,single mothers,veteran.
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